Personal Finance App Ranking Shows Gains and Losses

It’s good to take a look at the books from time to time and see how things are. PYMNTS does this on a monthly basis with its app reviews, including the one featured here: the latest Ranking of Personal Finance App Vendors.

What did you find? Well, the top three finishers from last month have remained in their places. However, there is some movement elsewhere in the rankings, with three influencers having made notable improvements to their scores.

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At the top of the list is again Ring. This app gets a score of 99.

Only two points behind Booking. This app is the finalist, as it was last month, with a score of 97.

Also occupying the same position as last time is Robin Hood. This app ranks third with a score of 93.

Just one point behind that is Albert Save and spend smarter. With a score of 92, this app has moved up one position from last month and now rests at No. 4.

A dot behind that is mintwith a rating of 91. This app has dropped one level in the ranking since the last time.

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the next is acorns, which has moved up two positions since last time and is now in sixth place. With a score that is 12 points higher than this month, now at 85, this app is also this month’s top app.

Behind closely with a score of 84 is Financial Wellness myWisely. This app has dropped one position in the rankings, landing at No. 7. Still, it has added seven points to its score, making it a mover and shaker.

The next and only one point back is Loyalty investments. With a score of 83, 10 points higher than last time, this app is another mover and shaker. It ranks number 8 like it did last time.

Going back three positions from last month and landing at No. 9 is Emma Budget Manager. This app has a score of 77.

To fall right next to that contender and now ranked three places lower than last time is Current. With a score of 70, it closes out this month’s top 10 list of personal finance app vendor rankings.

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DATA OF NEW PAYMENTS: THE TRUTH ABOUT BNPL AND STORE CARDS – APRIL 2022

About: Shoppers who have store cards use them for 87% of all eligible purchases, but this doesn’t mean retailers should initiate buy now, pay later (BNPL) from checkout. The Truth About BNPL And Store Cards, a collaboration of PYMNTS and PayPal, surveys 2,161 consumers to find out why providing both BNPL and store cards is key to helping merchants maximize conversion.

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